10 Credit Card Perks - You Likely Didn't Realize You May Have

[Vaark]

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First crack at concert tickets
Rental car insurance coverage
Guaranteed returns
Cell phone replacement insurance
Trip cancellation coverage
Cash without an ATM
Emergency travel insurance
A low price on a car
Price protection
Roadside assistance

Think all that's in the fine print of your credit card is trouble? There may actually be some good news in there: hidden perks, from car rental collision insurance to return protection, that can save you cash.
Introduced to convince cardholders they were getting a bargain despite a hefty annual fee, many of these extra benefits fell by the wayside over time, forgotten in a sea of fine print. But hidden benefits may be seeing the light of day once again. "Over the last 20 years, we saw a dip in benefits," says Heather Loftus, vice president of Affinion, a marketing company that handles benefits for a number of credit card companies. "Now there's a renewed interest in making the consumer aware of what they have."

[Bumpus]

The "Cell phone replacement insurance" part sounded good until I found out I'm not covered for being a drunk ass in Vegas and losing it somewhere on Fremont Street.
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[NY8123]

The "Cell phone replacement insurance" part sounded good until I found out I'm not covered for being a drunk ass in Vegas and losing it somewhere on Fremont Street.
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True story a friend of mine had coverage through is cell provider, he drops the phone in the lake in 50 feet of water. Goes to the store for a replacement and the girl says "I need to the old phone to determine that it actually is broken". HAHAHAHAAA. He was like are you serious? It's in 50 feet of water at the bottom of Keuka lake, feel free to hire a diver if you need to the phone back.

After several minutes of hassling with the woman he managed to get a replacement phone but they seriously wanted his phone back after he told them he drooped it into a lake.

[tylerdolphin]

True story a friend of mine had coverage through is cell provider, he drops the phone in the lake in 50 feet of water. Goes to the store for a replacement and the girl says "I need to the old phone to determine that it actually is broken". HAHAHAHAAA. He was like are you serious? It's in 50 feet of water at the bottom of Keuka lake, feel free to hire a diver if you need to the phone back.

After several minutes of hassling with the woman he managed to get a replacement phone but they seriously wanted his phone back after he told them he drooped it into a lake.

I was fishing once and we were at spot where I figured there may be a lobster or two. I threw on some goggles and dove down to check it out. No lobster. Get back in the boat and I feel something in my pocket. It was my cell phone. She didnt survive the 30 foot dive. Talk about a
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moment.